/* ============================================
   PAYMENT CALCULATOR PAGE — SAP B1 / Windows App
   Centered layout, uniform fields, desktop feel
   ============================================ */

.payment-tool-page {
    --sap-blue:    #0070f2;
    --sap-blue-d:  #004c9e;
    --sap-blue-l:  #e8f1fd;
    --sap-hdr:     #354a5e;
    --sap-hdr-d:   #223548;
    --sap-bar:     #f5f6f7;
    --sap-border:  #d9d9d9;
    --sap-border-t:#ebebeb;
    --sap-text:    #32363a;
    --sap-text-l:  #6a6d70;
    --sap-bg:      #edeff2;
    --sap-white:   #fff;
    --ok:          #107e3e;
    --ok-bg:       #edf7f0;
    --ok-b:        #b5dfc4;
    --err:         #b00020;
    --err-bg:      #fff0f2;
    --err-b:       #f5c0cc;
    --warn:        #e76500;
    --r:           4px;
    --font:        'Segoe UI', '72', Arial, sans-serif;
    --field-w:     200px;
    --field-w-sm:  120px;
}

/* ── PAGE ── */
.payment-tool-page,
[data-theme="light"] .payment-tool-page {
    background: var(--sap-bg) !important;
    color: var(--sap-text);
    font-family: var(--font);
    font-size: 13px;
}

.payment-tool-main {
    overflow: visible;
    max-width: 1080px;
    margin: 0 auto;
    padding: 0;
}

/* ── NAV ── */
.payment-tool-page #main-nav {
    background: var(--sap-hdr) !important;
    border-bottom: none !important;
    backdrop-filter: none !important;
    box-shadow: 0 1px 4px rgba(0,0,0,.25) !important;
    position: sticky;
    top: 0;
    z-index: 300;
}

.payment-tool-page .nav-inner {
    height: 40px !important;
    padding: 0 16px !important;
    max-width: 100% !important;
}

.payment-tool-page .nav-logo-img {
    height: 26px !important;
    width: auto !important;
}

.payment-tool-page .nav-link {
    color: rgba(255,255,255,.82) !important;
    font-size: 12px !important;
    font-family: var(--font) !important;
    font-weight: 500 !important;
    padding: 3px 10px !important;
    border-radius: var(--r) !important;
}

.payment-tool-page .nav-link:hover {
    color: #fff !important;
    background: rgba(255,255,255,.12) !important;
}

.payment-tool-page .nav-cta {
    height: 26px !important;
    padding: 0 12px !important;
    border-radius: var(--r) !important;
    font-size: 12px !important;
    font-family: var(--font) !important;
    background: var(--sap-blue) !important;
    color: #fff !important;
    border: 1px solid var(--sap-blue-d) !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 4px !important;
    text-decoration: none !important;
    font-weight: 600 !important;
}

.payment-tool-page .nav-cta:hover {
    background: var(--sap-blue-d) !important;
}

/* ── HERO — thin app titlebar ── */
.payment-tool-hero {
    padding: 0 !important;
    background: var(--sap-hdr) !important;
    border-bottom: none !important;
}

.payment-tool-hero-grid {
    display: block !important;
    width: 100% !important;
    max-width: 100% !important;
    margin: 0 !important;
}

.payment-tool-copy {
    max-width: 1080px;
    margin: 0 auto;
    padding: 10px 20px 10px;
    color: #fff;
}

.payment-tool-copy .section-label {
    display: inline-flex !important;
    padding: 1px 7px !important;
    background: var(--sap-blue) !important;
    color: #fff !important;
    border-radius: var(--r) !important;
    font-size: 9px !important;
    font-weight: 700 !important;
    letter-spacing: .04em !important;
    text-transform: uppercase !important;
    border: none !important;
    margin: 0 0 4px !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
}

.payment-tool-title {
    font-size: 14px !important;
    font-weight: 700 !important;
    letter-spacing: 0 !important;
    margin: 0 0 3px !important;
    color: #fff !important;
    line-height: 1.3 !important;
}

.payment-tool-lead {
    font-size: 11px !important;
    color: rgba(255,255,255,.88) !important;
    line-height: 1.45 !important;
    max-width: 600px;
    margin: 0;
}

.payment-tool-actions {
    margin-top: 6px !important;
    gap: 5px !important;
}

.payment-tool-visual {
    display: none !important;
}

.payment-tool-highlights {
    margin: 4px 0 0 !important;
    gap: 2px !important;
    font-size: 11px !important;
}

.payment-tool-highlights li {
    color: rgba(255,255,255,.95) !important;
    padding-left: 12px !important;
    font-size: 11px !important;
}

.payment-tool-highlights li::before {
    background: rgba(255,255,255,.85) !important;
    box-shadow: none !important;
    width: 3px !important;
    height: 3px !important;
    top: 0.6em !important;
}

.payment-tool-inline-link {
    color: #d0e8ff !important;
    font-size: 11px !important;
    font-weight: 500 !important;
    margin-top: 4px !important;
    text-decoration: underline !important;
}

.payment-tool-inline-link:hover {
    color: #fff !important;
}

/* ── HERO BUTTONS ── */
.payment-tool-actions .btn-primary,
.payment-tool-actions .hero-ghost-btn {
    height: 26px !important;
    min-height: 26px !important;
    padding: 0 10px !important;
    font-size: 12px !important;
    border-radius: var(--r) !important;
}

.payment-tool-actions .btn-primary {
    background: var(--sap-blue) !important;
    color: #fff !important;
    border: 1px solid var(--sap-blue-d) !important;
    font-family: var(--font) !important;
    font-weight: 600 !important;
    display: inline-flex !important;
    align-items: center !important;
    text-decoration: none !important;
}

.payment-tool-actions .btn-primary:hover {
    background: var(--sap-blue-d) !important;
    transform: none !important;
    box-shadow: none !important;
}

.payment-tool-actions .hero-ghost-btn,
.payment-tool-ghost {
    background: rgba(255,255,255,.10) !important;
    color: #fff !important;
    border: 1px solid rgba(255,255,255,.35) !important;
    font-family: var(--font) !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 3px !important;
    text-decoration: none !important;
}

.payment-tool-actions .hero-ghost-btn:hover {
    background: rgba(255,255,255,.20) !important;
    transform: none !important;
}

/* ── SECTIONS — SAP GroupBox style ── */
.payment-tool-section {
    padding: 0 !important;
    margin: 10px 0 0 !important;
    border: 1px solid var(--sap-border) !important;
    border-radius: var(--r) !important;
    background: var(--sap-white);
    overflow: hidden;
}

.payment-tool-section:last-of-type {
    padding-bottom: 0 !important;
}

.payment-tool-section--alt .payment-tool-panel {
    background: var(--sap-white) !important;
}

/* ── SECTION HEADERS — SAP toolbar row ── */
.payment-tool-page .section-header.payment-tool-section-header {
    text-align: left !important;
    margin-bottom: 0 !important;
    padding: 6px 14px !important;
    background: var(--sap-bar) !important;
    border-bottom: 1px solid var(--sap-border) !important;
    display: flex !important;
    flex-direction: row !important;
    align-items: center !important;
    gap: 8px !important;
    flex-wrap: nowrap !important;
}

.payment-tool-page .section-header.payment-tool-section-header .section-label {
    display: inline-flex !important;
    align-items: center !important;
    padding: 1px 7px !important;
    background: var(--sap-blue) !important;
    color: #fff !important;
    border-radius: 3px !important;
    font-size: 9px !important;
    font-weight: 700 !important;
    letter-spacing: .04em !important;
    text-transform: uppercase !important;
    border: none !important;
    margin: 0 !important;
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    flex-shrink: 0 !important;
}

.payment-tool-page .section-header.payment-tool-section-header .section-title {
    font-size: 12px !important;
    font-weight: 600 !important;
    letter-spacing: 0 !important;
    color: var(--sap-text) !important;
    margin: 0 !important;
    font-family: var(--font) !important;
    line-height: 1.3 !important;
    white-space: nowrap !important;
}

.payment-tool-page .section-header.payment-tool-section-header .section-subtitle {
    display: none !important;
}

/* ── GRID ── */
.payment-tool-grid {
    gap: 0 !important;
    display: grid;
}

.payment-tool-grid--two {
    grid-template-columns: 1fr 1fr !important;
    gap: 0 !important;
}

/* ── PANELS ── */
.payment-tool-panel {
    background: var(--sap-white) !important;
    border: none !important;
    border-right: 1px solid var(--sap-border) !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    padding: 12px 16px !important;
}

.payment-tool-panel:last-child {
    border-right: none !important;
}

.payment-tool-panel--muted {
    background: var(--sap-bar) !important;
    border-right: none !important;
    justify-content: flex-start !important;
}

.payment-tool-panel--result {
    margin-top: 0 !important;
    border-top: 1px solid var(--sap-border) !important;
    padding: 0 !important;
}

.payment-tool-panel--compact {
    max-width: 100% !important;
    margin: 0 !important;
    padding: 10px 16px !important;
}

.payment-tool-panel--table {
    padding: 0 !important;
}

.payment-tool-panel-head {
    margin-bottom: 6px !important;
    padding-bottom: 5px !important;
    border-bottom: 1px solid var(--sap-border-t) !important;
}

.payment-tool-panel-title {
    font-size: 11px !important;
    font-weight: 700 !important;
    letter-spacing: .02em !important;
    color: var(--sap-hdr) !important;
    margin: 0 !important;
    text-transform: uppercase;
    font-family: var(--font) !important;
}

/* ── FORM FIELDS — SAP uniform layout ──
   All inputs use var(--field-w) = 200px for consistency.
   The form grid uses fixed-width columns so fields align. */
.payment-tool-form-grid {
    display: grid !important;
    grid-template-columns: var(--field-w) var(--field-w) !important;
    gap: 8px 16px !important;
    align-items: start !important;
}

.payment-tool-form-grid--single {
    grid-template-columns: max-content !important;
}

.payment-tool-field {
    display: flex !important;
    flex-direction: column !important;
    gap: 2px !important;
}

.payment-tool-field--compact {
    min-width: auto !important;
    max-width: var(--field-w) !important;
}

.payment-tool-field--full {
    grid-column: 1 / -1 !important;
}

.payment-tool-field-label {
    font-size: 11px !important;
    font-weight: 600 !important;
    color: var(--sap-text) !important;
    font-family: var(--font) !important;
    white-space: nowrap !important;
    overflow: hidden !important;
    text-overflow: ellipsis !important;
}

/* SAP-style form inputs — uniform width */
.payment-tool-page .form-input,
.payment-tool-page input[type="number"],
.payment-tool-page input[type="date"],
.payment-tool-page input[type="file"] {
    height: 28px !important;
    min-height: 28px !important;
    padding: 3px 8px !important;
    border: 1px solid var(--sap-border) !important;
    border-radius: var(--r) !important;
    background: var(--sap-white) !important;
    color: var(--sap-text) !important;
    font-family: var(--font) !important;
    font-size: 13px !important;
    outline: none !important;
    transition: border-color .12s !important;
    width: var(--field-w) !important;
    max-width: var(--field-w) !important;
    box-sizing: border-box !important;
    box-shadow: none !important;
    backdrop-filter: none !important;
}

.payment-tool-page .form-input:focus,
.payment-tool-page input[type="number"]:focus,
.payment-tool-page input[type="date"]:focus {
    border-color: var(--sap-blue) !important;
    box-shadow: 0 0 0 1px var(--sap-blue) inset !important;
    background: var(--sap-white) !important;
}

.payment-tool-page input[readonly],
.payment-tool-page input[type="number"][readonly] {
    background: var(--sap-bar) !important;
    color: var(--sap-text-l) !important;
    cursor: default !important;
    border-color: var(--sap-border-t) !important;
}

/* File input — must win over the generic input width: var(--field-w) rule */
#excelFile,
.payment-tool-page #excelFile,
.payment-tool-page input[type="file"].form-input,
.payment-tool-page input[type="file"].payment-tool-file-input {
    height: auto !important;
    min-height: 28px !important;
    padding: 3px 8px !important;
    cursor: pointer !important;
    width: 420px !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
}

/* Small-width overrides for short numeric fields */
#selectedYear,
#selectedYearMirror {
    width: var(--field-w-sm) !important;
    max-width: var(--field-w-sm) !important;
}

/* Note after year field — spans grid */
#selectedYearInfo {
    grid-column: 1 / -1;
    margin-top: -2px;
    font-size: 11px !important;
}

/* ── BUTTONS — SAP compact ── */
.payment-tool-button {
    height: 26px !important;
    min-height: 26px !important;
    padding: 0 12px !important;
    border-radius: var(--r) !important;
    font-size: 12px !important;
    font-family: var(--font) !important;
    font-weight: 600 !important;
    background: var(--sap-blue) !important;
    color: #fff !important;
    border: 1px solid var(--sap-blue-d) !important;
    cursor: pointer !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: background .1s !important;
    text-decoration: none !important;
    box-shadow: none !important;
}

.payment-tool-button:hover {
    background: var(--sap-blue-d) !important;
    transform: none !important;
    box-shadow: none !important;
}

.payment-tool-button--compact {
    height: 26px !important;
    min-height: 26px !important;
    padding: 0 10px !important;
    font-size: 11px !important;
}

.payment-tool-secondary-button {
    height: 26px !important;
    min-height: 26px !important;
    padding: 0 10px !important;
    border-radius: var(--r) !important;
    font-size: 12px !important;
    font-family: var(--font) !important;
    font-weight: 500 !important;
    background: var(--sap-white) !important;
    color: var(--sap-text) !important;
    border: 1px solid var(--sap-border) !important;
    cursor: pointer !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: background .1s, border-color .1s !important;
    text-decoration: none !important;
    box-shadow: none !important;
}

.payment-tool-secondary-button:hover {
    background: #e8e8e8 !important;
    border-color: #b5b5b5 !important;
    transform: none !important;
}

.payment-tool-actions--inline {
    margin-top: 10px !important;
}

/* ── CONSULT ROW ── */
.payment-tool-consult-row {
    display: flex !important;
    align-items: flex-end !important;
    justify-content: flex-start !important;
    gap: 8px !important;
    flex-wrap: wrap !important;
}

/* ── NOTES ── */
.payment-tool-note {
    font-size: 11px !important;
    color: var(--sap-text-l) !important;
    line-height: 1.5 !important;
    margin: 0 !important;
}

.payment-tool-note--full {
    grid-column: 1 / -1 !important;
}

.payment-tool-note--compact {
    margin-top: 6px !important;
    text-align: left !important;
    font-size: 11px !important;
}

/* ── RULE LIST ── */
.payment-tool-rule-list {
    margin: 0 !important;
    padding: 0 !important;
    list-style: none !important;
    display: grid !important;
    gap: 3px !important;
}

.payment-tool-rule-list li {
    color: var(--sap-text-l) !important;
    padding-left: 12px !important;
    font-size: 11px !important;
    line-height: 1.4 !important;
}

.payment-tool-rule-list li::before {
    content: '' !important;
    position: absolute !important;
    top: .55em !important;
    left: 0 !important;
    width: 4px !important;
    height: 4px !important;
    border-radius: 50% !important;
    background: var(--sap-blue) !important;
    box-shadow: none !important;
}

/* ── FORMULA ── */
.payment-tool-formula {
    margin: 8px 0 8px !important;
    padding: 6px 10px !important;
    border-radius: var(--r) !important;
    border: 1px solid #c2d6f5 !important;
    background: var(--sap-blue-l) !important;
    font-size: 11px !important;
    font-weight: 700 !important;
    color: var(--sap-hdr) !important;
    line-height: 1.5 !important;
}

/* ── RESULTS ── */
.payment-tool-result {
    margin-top: 10px !important;
    padding: 7px 10px !important;
    border-radius: var(--r) !important;
    border: 1px solid var(--ok-b) !important;
    background: var(--ok-bg) !important;
    color: var(--ok) !important;
    font-size: 12px !important;
    font-weight: 600 !important;
    font-family: var(--font) !important;
}

.payment-tool-result:empty {
    display: none;
}

.payment-tool-result--error {
    border-color: var(--err-b) !important;
    background: var(--err-bg) !important;
    color: var(--err) !important;
}

.payment-tool-result--success {
    border-color: var(--ok-b) !important;
    background: var(--ok-bg) !important;
    color: var(--ok) !important;
}

.payment-tool-result--rich {
    font-size: 12px !important;
    font-weight: 500 !important;
}

/* ── SUMMARY GRID ── */
.payment-tool-summary-grid {
    display: grid !important;
    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
    gap: 6px !important;
}

.payment-tool-summary-grid strong {
    display: block !important;
    margin-top: 2px !important;
    font-size: 13px !important;
    line-height: 1.3 !important;
    color: var(--sap-hdr) !important;
    font-family: Consolas, monospace !important;
}

.payment-tool-summary-label {
    display: block !important;
    color: var(--sap-text-l) !important;
    font-size: 10px !important;
    font-weight: 700 !important;
    letter-spacing: .04em !important;
    text-transform: uppercase !important;
}

/* ── TABLE — SAP ALV grid ── */
.payment-tool-table-wrap {
    overflow-x: auto !important;
    border-radius: 0 !important;
    border: none !important;
    background: transparent !important;
}

.payment-tool-table-wrap table {
    width: 100% !important;
    border-collapse: collapse !important;
    font-size: 12px !important;
    font-family: var(--font) !important;
}

.payment-tool-table-wrap th {
    position: sticky !important;
    top: 0 !important;
    background: var(--sap-hdr) !important;
    color: #fff !important;
    font-size: 10px !important;
    font-weight: 700 !important;
    letter-spacing: .03em !important;
    text-transform: uppercase !important;
    padding: 5px 8px !important;
    border-right: 1px solid rgba(255,255,255,.15) !important;
    border-bottom: none !important;
    white-space: nowrap !important;
    vertical-align: middle !important;
}

.payment-tool-table-wrap th:last-child {
    border-right: none !important;
}

.payment-tool-table-wrap td {
    padding: 4px 8px !important;
    border-bottom: 1px solid var(--sap-border-t) !important;
    border-right: 1px solid var(--sap-border-t) !important;
    color: var(--sap-text) !important;
    line-height: 1.35 !important;
    vertical-align: middle !important;
    font-size: 12px !important;
}

.payment-tool-table-wrap td:last-child {
    border-right: none !important;
}

.payment-tool-table-wrap tbody tr:hover td {
    background: var(--sap-blue-l) !important;
}

.payment-tool-table-wrap tbody tr:nth-child(even) td {
    background: #f8f9fa;
}

.payment-tool-table-wrap tbody tr:nth-child(even):hover td {
    background: var(--sap-blue-l) !important;
}

.payment-tool-table-wrap tbody tr:last-child td {
    border-bottom: none !important;
}

.payment-tool-number-cell {
    text-align: right !important;
    font-variant-numeric: tabular-nums !important;
    font-family: Consolas, monospace !important;
}

/* ── TABLE ACTION ── */
.payment-tool-table-action {
    height: 22px !important;
    padding: 0 8px !important;
    border-radius: var(--r) !important;
    border: 1px solid var(--sap-border) !important;
    background: var(--sap-white) !important;
    color: var(--sap-text) !important;
    font-size: 11px !important;
    font-family: var(--font) !important;
    cursor: pointer !important;
}

.payment-tool-table-action:hover {
    background: #e8e8e8 !important;
    border-color: #b5b5b5 !important;
    transform: none !important;
}

/* ── UPLOAD INTRO ── */
.payment-tool-upload-intro {
    margin-bottom: 8px !important;
}

.payment-tool-upload-intro p {
    font-size: 11px !important;
    font-weight: 700 !important;
    color: var(--sap-hdr) !important;
    margin: 0 0 3px !important;
}

/* ── FINAL CTA — in-page bar ── */
.payment-tool-final-cta {
    padding: 0 !important;
    margin-top: 10px !important;
}

.payment-tool-final-shell {
    width: 100% !important;
    max-width: 100% !important;
    display: flex !important;
    justify-content: space-between !important;
    gap: 16px !important;
    align-items: center !important;
    padding: 10px 16px !important;
    border-radius: var(--r) !important;
    border: 1px solid var(--sap-border) !important;
    background: var(--sap-white) !important;
    box-shadow: none !important;
    margin: 0 !important;
}

.payment-tool-final-shell .section-label {
    display: inline-block !important;
    font-size: 9px !important;
    font-weight: 700 !important;
    color: var(--sap-blue) !important;
    text-transform: uppercase !important;
    letter-spacing: .04em !important;
    margin-bottom: 2px !important;
    padding: 0 !important;
    background: transparent !important;
    border: none !important;
    border-radius: 0 !important;
    backdrop-filter: none !important;
}

.payment-tool-final-shell .section-title {
    font-size: 12px !important;
    font-weight: 700 !important;
    letter-spacing: 0 !important;
    color: var(--sap-hdr) !important;
    margin-bottom: 2px !important;
    font-family: var(--font) !important;
    line-height: 1.3 !important;
}

.payment-tool-final-shell .section-subtitle {
    font-size: 11px !important;
    color: var(--sap-text-l) !important;
    line-height: 1.4 !important;
    font-weight: 400 !important;
    margin: 0 !important;
}

.payment-tool-final-shell .cta-primary {
    white-space: nowrap !important;
    height: 26px !important;
    min-height: 26px !important;
    padding: 0 12px !important;
    border-radius: var(--r) !important;
    font-size: 12px !important;
    font-family: var(--font) !important;
    font-weight: 600 !important;
    background: var(--sap-blue) !important;
    color: #fff !important;
    border: 1px solid var(--sap-blue-d) !important;
    display: inline-flex !important;
    align-items: center !important;
    text-decoration: none !important;
    box-shadow: none !important;
    flex-shrink: 0 !important;
}

.payment-tool-final-shell .cta-primary:hover {
    background: var(--sap-blue-d) !important;
    transform: none !important;
}

/* ── MODAL ── */
.payment-tool-modal {
    z-index: 2500;
}

.payment-tool-modal-content {
    border-radius: var(--r) !important;
    background: var(--sap-white) !important;
    border: 1px solid var(--sap-border) !important;
    box-shadow: 0 6px 24px rgba(0,0,0,.22) !important;
    max-width: 900px !important;
    padding: 0 !important;
    overflow: hidden !important;
}

#holidayListTitle {
    font-size: 12px !important;
    font-weight: 700 !important;
    color: #fff !important;
    margin: 0 !important;
    padding: 7px 14px !important;
    background: var(--sap-hdr) !important;
    border-bottom: 1px solid var(--sap-hdr-d) !important;
    font-family: var(--font) !important;
}

.close-modal {
    color: rgba(255,255,255,.80) !important;
    background: transparent !important;
    border: none !important;
    font-size: 16px !important;
    cursor: pointer !important;
}

.close-modal:hover {
    color: #fff !important;
}

.payment-tool-modal-note {
    margin: 8px 14px 0 !important;
    font-size: 11px !important;
    color: var(--sap-text-l) !important;
}

#holidaysListDiv {
    padding: 0 14px 12px !important;
    margin-top: 6px !important;
}

/* ── FOOTER ── */
.payment-tool-page ~ footer,
body.payment-tool-page footer {
    background: var(--sap-hdr-d) !important;
    color: rgba(255,255,255,.65) !important;
    padding: 8px 20px !important;
    font-size: 11px !important;
    font-family: var(--font) !important;
    border-top: none !important;
}

.payment-tool-page footer .footer-content {
    max-width: 1080px !important;
    margin: 0 auto !important;
}

.footer-contact-line {
    margin-bottom: 3px !important;
}

.footer-links {
    margin-bottom: 3px !important;
}

.footer-links a {
    color: rgba(255,255,255,.55) !important;
    font-size: 11px !important;
}

.footer-links a:hover {
    color: #fff !important;
}

.footer-copyright {
    color: rgba(255,255,255,.35) !important;
    font-size: 10px !important;
    margin: 0 !important;
}

/* ── LIGHT THEME — neutralize global glass ── */
[data-theme="light"] .payment-tool-panel,
[data-theme="light"] .payment-tool-final-shell {
    background: var(--sap-white) !important;
    border-color: var(--sap-border) !important;
    box-shadow: none !important;
}

[data-theme="light"] .payment-tool-panel--muted {
    background: var(--sap-bar) !important;
}

[data-theme="light"] .payment-tool-table-wrap {
    background: transparent !important;
    border-color: transparent !important;
}

[data-theme="light"] .payment-tool-table-wrap th {
    background: var(--sap-hdr) !important;
    color: #fff !important;
}

[data-theme="light"] .payment-tool-table-wrap td {
    color: var(--sap-text) !important;
}

[data-theme="light"] .payment-tool-title {
    color: #fff !important;
}

[data-theme="light"] .payment-tool-lead {
    color: rgba(255,255,255,.88) !important;
}

/* Notes and rule lists inside panels (not in hero) */
[data-theme="light"] .payment-tool-panel .payment-tool-note,
[data-theme="light"] .payment-tool-panel .payment-tool-rule-list li {
    color: var(--sap-text-l) !important;
}

/* Hero text always stays white — hero is always dark regardless of theme */
.payment-tool-hero .payment-tool-highlights li,
[data-theme="light"] .payment-tool-hero .payment-tool-highlights li {
    color: rgba(255,255,255,.95) !important;
}

.payment-tool-hero .payment-tool-lead,
[data-theme="light"] .payment-tool-hero .payment-tool-lead {
    color: rgba(255,255,255,.88) !important;
}

.payment-tool-hero .payment-tool-inline-link,
[data-theme="light"] .payment-tool-hero .payment-tool-inline-link {
    color: #d0e8ff !important;
}

[data-theme="light"] .payment-tool-visual-step,
[data-theme="light"] .payment-tool-visual-shell {
    display: none !important;
}

[data-theme="light"] .payment-tool-result {
    color: var(--ok) !important;
}

[data-theme="light"] .payment-tool-formula {
    color: var(--sap-hdr) !important;
    background: var(--sap-blue-l) !important;
    border-color: #c2d6f5 !important;
}

[data-theme="light"] .payment-tool-secondary-button,
[data-theme="light"] .payment-tool-table-action {
    background: var(--sap-white) !important;
    color: var(--sap-text) !important;
    border-color: var(--sap-border) !important;
}

[data-theme="light"] .payment-tool-panel-title,
[data-theme="light"] .payment-tool-upload-intro p,
[data-theme="light"] .payment-tool-field-label {
    color: var(--sap-hdr) !important;
}

[data-theme="light"] .payment-tool-ghost {
    background: rgba(255,255,255,.10) !important;
    border-color: rgba(255,255,255,.35) !important;
    color: #fff !important;
}

[data-theme="light"] .payment-tool-summary-label {
    color: var(--sap-text-l) !important;
}

/* ── RESPONSIVE ── */
@media (max-width: 980px) {
    .payment-tool-grid--two {
        grid-template-columns: 1fr !important;
    }

    .payment-tool-panel {
        border-right: none !important;
        border-bottom: 1px solid var(--sap-border) !important;
    }

    .payment-tool-panel:last-child {
        border-bottom: none !important;
    }

    .payment-tool-final-shell {
        flex-direction: column !important;
        align-items: stretch !important;
    }

    .payment-tool-page .section-header.payment-tool-section-header {
        flex-wrap: wrap !important;
    }
}

@media (max-width: 768px) {
    .payment-tool-form-grid {
        grid-template-columns: 1fr !important;
    }

    .payment-tool-page .form-input,
    .payment-tool-page input[type="number"],
    .payment-tool-page input[type="date"] {
        width: 100% !important;
        max-width: 100% !important;
    }

    .payment-tool-file-input {
        width: 100% !important;
        max-width: 100% !important;
    }

    .payment-tool-field--full {
        grid-column: auto !important;
    }

    .payment-tool-summary-grid {
        grid-template-columns: 1fr !important;
    }

    .payment-tool-copy {
        padding: 8px 14px !important;
    }

    .payment-tool-section {
        margin: 6px 0 0 !important;
        border-radius: 0 !important;
    }
}

@media (max-width: 480px) {
    .payment-tool-actions,
    .payment-tool-actions--inline {
        flex-direction: column !important;
        align-items: stretch !important;
    }

    .payment-tool-button,
    .payment-tool-secondary-button,
    .payment-tool-actions .btn-primary,
    .payment-tool-actions .hero-ghost-btn {
        width: 100% !important;
        justify-content: center !important;
    }

    .payment-tool-table-wrap th,
    .payment-tool-table-wrap td {
        padding: 3px 6px !important;
        font-size: 11px !important;
    }
}